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Know your credit score and save yourself from bankruptcy

People often forget to keep a track of their credit score. It can land them into trouble. If you wish to keep yourself away from deepening debt, you should have a clear idea about your FICO score. Lat

Ways to rebuild credit history!

A good credit history is the best solution for all your financial problems. It not just decides if you're approved mortgage or loans, but also the interest rates that you have to pay. Previous finan

How to Conduct a Credit Report Check?

You might want to find out the credit history and potential of any client or tenant or hire you've been currently approached by. That would require a full-scale background credit checking of that i

How to get rid of bad credit in two months?

Your bad credit can label you as a sub-prime lender and banks can deny you heavy loans given the lack of succinct credibility. This might be discouraging initially, but to pull yourself out of this

How to manage excessive credit card debt?

An average American household holds $7,875 in debt. The purpose of maintaining a credit card is definitely not to pay excessive and unnecessary interest on everyday purchases but to save and invest

Credit History for College Students

The average credit score for a youngster in the age bracket 18 to 24 is 630. Evidently, any score below 650 is considered bad. It is highly recommended for college students to start building their cre

Are you having difficulty in securing a loan for the purchase of a new car?

The minimum conceivable credit score can be 629. Reasons for low credit score can have monumental dimensions and multiple reasons. Immigrants who have just arrived in the nation too might need a new v

Major Credit Reporting Agencies

The three major credit reporting agencies (CRAs) are Experian, TransUnion, and Equifax. These are the credit bureaus which the lender goes to in order to extract your credit information. They are prim

Common Credit Score myths busted!

A credit score is like a financial character certificate for an individual. A report card of all economic decisions, financial prudence, and choice of consumption. This FICO score between 300 and 850

Marriage and the Trap of Debt

It is possible that you've worked really hard to get your finances in order, always paid debt on time maintained a decent credit record, and earned an appreciable FICO scored. At the same, your spouse
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